Auto insurance
Property damage liability covers the cost of repairing or replacing another person’s vehicle or property if you are at fault in an accident. Bodily injury liability covers the medical expenses and other costs associated with injuries to other people in an accident for which you are responsible.
Medical payments coverage pays for medical expenses for you and your passengers if you are injured in an accident, regardless of who is at fault. Uninsured/underinsured motorist coverage protects you if you are in an accident with a driver who does not have enough insurance to cover your expenses.
Collision coverage pays for damage to your car if it hits another car, object, or overturns, with a deductible applying to this coverage. Comprehensive coverage pays for damage to your car if it is stolen or damaged by certain causes other than collision, such as fire, theft, hail, or vandalism, with a deductible applying to this coverage.
Comprehensive coverage pays for damage to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters. Collision coverage pays for damage to your vehicle caused by a collision with another vehicle or object.
Uninsured or underinsured motorist bodily injury coverage pays for damages for bodily injury to you and your passengers when caused by another in an auto accident and the person legally responsible either has inadequate or no insurance. This coverage varies greatly by state. In some states, it may be a combined coverage, while other states may offer it as two separate coverages (e.g. one for uninsured motorists and one for underinsured motorists).
Auto insurance premiums are typically determined by factors such as the type of vehicle you drive, your driving record, your age and gender, and where you live. It is important to shop around and compare quotes from different insurance companies to find the best coverage at the best price.
Cost
of Work
Satisfaction
A policyholder decides to cancel their insurance policy before the term is over. The insurance company refunds the unused portion of the premium to the policyholder
A policyholder’s insurance policy is up for renewal. The insurance company reviews the policyholder’s claims history and determines whether to renew the policy and at what premium rate.
A policyholder wants to make changes to their insurance policy, such as increasing or decreasing coverage limits or adding or removing coverage options. The insurance company reviews the requested changes and updates the policy accordingly.
An individual applies for a new insurance policy. The insurance company reviews the applicant’s information, such as age, health status, and driving record, to determine whether to offer coverage and at what premium rate
A policyholder makes a payment to their insurance company to keep their policy in force. The insurance company processes the payment and updates the policy accordingly.
A policyholder’s insurance policy expires. The insurance company sends a renewal notice to the policyholder, reminding them to renew their policy before it lapses.
A policyholder’s insurance policy is terminated due to non-payment of premiums or other reasons. The insurance company sends a notice to the policyholder informing them of the termination and the effective date.
A policyholder purchases\sells a car and wants to add\remove to\from their existing auto insurance policy. They contact their insurance company and provide the necessary information about the new vehicle, such as the make, model, and VIN. The insurance company reviews the information and updates the policy. The policyholder may need to pay an additional premium to cover the new vehicle. Or the decrease in the premium.
Protecting your peace of mind, one policy at a time
Call expert
+ 1 (317) -581-3900
Write email
service@aplus.agency
Visit office
4745 Statesmen Dr. Suite C Indianapolis, IN 46250
