Homeowners Insurance
Homeowners Insurance
Buying a home is a significant milestone in life, whether it’s a cozy condo, a spacious three-flat, or a suburban mansion. It’s your castle, and it’s essential to protect it from potential hazards or losses like fire, theft, or other unforeseen events. At Lakeview Insurance Agency, we understand the importance of safeguarding your home and valuables, and we’re here to help.
Homeowners insurance is a comprehensive package policy that covers both property damage and liability. This means it protects you financially from any injuries or property damage caused by you, your family, or even your household pets. It’s crucial to have this coverage because your home is likely one of your most significant investments.
Imagine if your home was destroyed by fire or damaged by a natural disaster. You’d need financial support to repair or replace it. If a guest in your home is injured, liability protection and medical coverage can help cover expenses. In the unfortunate event of theft or vandalism, your insurance can reimburse you for your loss or pay for repairs. Additionally, if you’re still paying for your home, your lender will require insurance.
It’s important to note that homeowners insurance is designed to cover unexpected damage, not routine maintenance. Be sure to ask your agent about what’s covered and read your policy carefully to understand exactly what’s included and what’s not. At Lakeview Insurance Agency, we’re committed to helping you protect your home and your peace of mind.
Cost
of Work
Satisfaction
A policyholder decides to cancel their insurance policy before the term is over. The insurance company refunds the unused portion of the premium to the policyholder
A policyholder’s insurance policy is up for renewal. The insurance company reviews the policyholder’s claims history and determines whether to renew the policy and at what premium rate.
A policyholder wants to make changes to their insurance policy, such as increasing or decreasing coverage limits or adding or removing coverage options. The insurance company reviews the requested changes and updates the policy accordingly.
An individual applies for a new insurance policy. The insurance company reviews the applicant’s information, such as age, health status, and driving record, to determine whether to offer coverage and at what premium rate
A policyholder makes a payment to their insurance company to keep their policy in force. The insurance company processes the payment and updates the policy accordingly.
A policyholder’s insurance policy expires. The insurance company sends a renewal notice to the policyholder, reminding them to renew their policy before it lapses.
A policyholder’s insurance policy is terminated due to non-payment of premiums or other reasons. The insurance company sends a notice to the policyholder informing them of the termination and the effective date.
A policyholder purchases\sells a car and wants to add\remove to\from their existing auto insurance policy. They contact their insurance company and provide the necessary information about the new vehicle, such as the make, model, and VIN. The insurance company reviews the information and updates the policy. The policyholder may need to pay an additional premium to cover the new vehicle. Or the decrease in the premium.
Protecting your peace of mind, one policy at a time
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4745 Statesmen Dr. Suite C Indianapolis, IN 46250